八点最热报 | 公积金局今天发文告宣布，从下个月11号开始，未满55岁的公积金会员账户将进行改组，新增名为“灵活账户”的第三户头。根据新的存款分配比例，第一账户也就是退休账户的存款收纳比例，将从原本的70%调高到75%，第二账户安康账户，则是从原本的30%调降至15%，而剩下的10%，则将收纳进入第三灵活账户。 （主播：萧慧敏）
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00:00 Before watching the video, I remind you that there is more content on the Hotpoint website.
00:04 The Public Fund Administration issued a statement today announcing that from the 11th of next month,
00:08 the 55-year-old public fund member account will be revised and a third account named flexible account will be added.
00:15 According to the new balance distribution ratio,
00:17 the first account, which is the balance of retirement accounts,
00:21 will be increased from the original 70% to 75%.
00:24 The second account, An Kang, will be reduced from 30% to 15%.
00:30 The remaining 10% will be stored in the third flexible account.
00:35 The Public Fund Administration said that the third flexible account will basically start accumulating from zero.
00:40 But if the member wants to transfer some of the second account's deposits to the third or first account,
00:46 they can transfer online through iAccount between May 11 and August 31,
00:51 or apply to any public fund branch, but there is only one chance.
00:56 According to the balance set by the Public Fund Administration,
00:58 if the second account balance of a member is more than $3,000,
01:03 half of the deposits will be kept in the second account,
01:06 1/3 will be transferred to the third account,
01:08 and 1/6 will be transferred to the first account.
01:12 If the balance of the second account is between $1,000 and $3,000,
01:16 $1,000 will be transferred to the third account, and the rest will be kept in the second account.
01:21 As for the balance of the second account, if the member has less than $1,000,
01:25 all of his second account deposits will be transferred directly to the third account.
01:30 The new executive director of the Public Fund Administration, Amozuka Nae, explained in the article
01:34 that this account reset is to help members balance short-term, medium-term, and long-term financial needs.
01:41 The purpose of the third flexible account is to allow members to pay in a flexible way in an emergency
01:49 to meet short-term financial needs, but the minimum amount of payment is 50 coins.
01:55 In addition, with the increase in the proportion of deposits in the first account,
01:59 this reset will also help to improve the member's retirement savings and respond to the retirement life in the future.
02:05 In addition, many people are worried that the interest on the third account will be relatively low.
02:10 Amozuka Nae previously said at a media pre-reporting that the interest on the three public funds accounts is the same,
02:18 but since the fluid assets usually do not attract higher interest rates or dividends,
02:23 she does not rule out the possibility of changes in the interest on the third account in the future.
02:28 Thank you for watching.
02:32 [END]
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